Lake Wylie / Clover School District YMCA

It seems so cliché but I am going to start off with this beginning comment….. When I moved to River Hills Planation in 1973, there was truly one stop light between Five Points and Charlotte. And while we enjoyed amenities such as the marina, golf, tennis, and the life on the lake; we didn’t have a true YMCA or an actual work out facility.

Moving back from Charlotte to Lake Wylie in 2012 was a welcoming experience for me; however, I had trained with so many friends at the Dowd YMCA, I was concerned with the fact the Clover- Lake Wylie community didn’t have a premier YMCA. Fortunately, I was asked on participate in the founding community YMCA board and help facilitate the birth of a local YMCA.

There are few things that will bring a lake community together like the new Community YMCA which opened in October of 2016. Boasting of the largest water mass of the nation’s YMCAs, our local facility has an outdoor pool with eight 50 meter lanes which can be converted to 25 meter lanes. It also included an attractive water park for our families. Inside, the YMCA has two pools; a warm pool for adult programs and youth swim classes and a six lane cool pool designed for those who like to swim for endurance exercise.

While the pools may interest many, the YMCA has much more to offer our lake community. The full size basketball court has drawn tournaments as well as Saturday and weekday 5:00 AM pickup games. The weight training area is equipped with an array of first class machines and free weights while the yoga/barre room are virtually booked full on weekends…. Here is a hint, show up early. If none of these physical activities excite you, then try the spin room or perhaps sign up with one of the training instructors who are sure to keep you motivated.

See you at the Y!

-Doug M-C


Renderings sourced from  Outdoor pool photograph sourced from Paddock Pool Industries.  River Hills Plantation assumes no copyright of these images.




South Carolina Tax Rules

Useful South Carolina Income Tax Rules to Know as a Newcomer

Start with Federal Taxable Income:  South Carolina starts with Federal Taxable Income and then makes their adjustments.

First year must elect:  South Carolina does not have a partial year resident return, but rather you must elect to be treated as a full year resident or a full year non-resident.  This requires some careful analysis as to how long you remained in your departing state, the tax rates in both states, and the property tax amount on your new South Carolina home.  

Credit for taxes paid:  As a full year South Carolina resident you will also get a credit for any taxes paid in your departing state.  

Property tax reduction for residents:  As a resident you are also eligible for the reduced property tax assessment on your primary residence which could be 50% or more. 

Non-residents:  As a full year non-resident you will not be taxed on any of your non-South Carolina source income, but will be taxed on all wages and other income earned in the state. You will not be eligible for the property tax reduction until you declare residency and file a resident tax return.

No tax on out-of-state income:  Another unusual rule in South Carolina is that a resident does not have to pay tax on any out-of-state rental or business income.  On the other hand, if you have out-of-state rental or business losses, these have to be excluded which means your South Carolina taxable income will increase.

44% Exclusion on capital gains: South Carolina allows a 44% exemption from taxable income on net long term capital gains. 

Buy tax credits at a discount:  South Carolina is one of the few states that allows resale of Conservation and Angel Investor tax credits.  This has spawned several exchanges which allow taxpayers to purchase credits for a 15% discount.  For example, if you owe $10,000 in South Carolina tax, you could purchase $10,000 in tax credits for $8,500 (2018 update). 

College savings 529 benefit:  Saving for college for children or grandchildren gives you a South Carolina tax deduction if you enroll in the the Future Scholar 529 program with the state.  In addition, you can get a South Carolina tax deduction for a rollover from another state’s 529 program into the Future Scholar program.

Electronic filers get a break:  Finally, South Carolina gives electronic filers an extra 2 weeks to file their tax return.  The usual due date for returns is April 15th, but for electronic filers it is May 1.

-Sam Swisher of R.P. Boggs & Co., Wealth Management, Lake Wylie, SC
*Image © Mises Institute 

River Hills Country Club Swim Team


"The Sharks"

The River Hills CC Swim team, located in River Hills Plantation, is a competitive summer swim team open to children ages 4 to 18. Our team competes in the Metrolina Swim League along with teams from Tega Cay, Rock Hill CC, Lancaster, and Lake Wylie. Joining a summer swim team is one of the few competitive experiences which allows all children of a family to compete together on the same team.

“The Sharks” have approximately 140 swimmers. Swimmers compete by age group and gender as follows - 6 and unders, 7 and 8s, 9 and 10s, 11 and 12s, 13 and 14s, 15 and 18s. Our coaching staff specializes in teaching the techniques of all four strokes. Our younger swimmers (8 and unders) often come to us unable to swim the full length of the pool. We ask only that they be “water safe” (able to tread water) and we’ll teach them the rest.

The season begins the first Monday of May and ends with our awards banquet on the last Sunday of June. Practices are held in the River Hills CC lap pool. Swim meets usually start in June and culminate with our League Championship Meets. Throughout June we swim four dual meets.

Along with learning to swim, we offer many fun activities throughout the season. We begin with a kick-off party where swimmers meet each other and the coaches. Early in the season swimmers can attend our “Dinner with the Coaches” event. We also have a Buddy System through which each younger swimmer is paired with an older swimmer so throughout the meets the younger swimmer is supported by his or her older Buddy. This program kicks off at the Meet Your Buddy Practice.

Our swim team is a great opportunity for parents to meet other parents with similar aged children. Once you become a “swim team parent” you learn that meets are a lot more fun when you get involved as a volunteer timer, stroke judge, runner, score keeper, concession stand worker etc. We also have a phenomenal swim team parent board who are an amazing support to the coaching staff.

River Hills Country Club is a swim team friendly country club. They offer, to non country club members two summer pool memberships for those who sign their children up for the swim team. Grandparents, who are River Hills CC members, can use their membership to sign their grandchildren up for the team as well.

Keep your eyes out for sign-up information!


-Joan E.

River Hills Sharks

Photos by Lindsay Thalinger Photography

River Hills Marina Club

When we retired and decided to come home to the River Hills Plantation, we knew that a boat would be in our future.  It didn’t take long before the Charlotte Boat Show beckoned, and after going “just to look,”we needed a place to dock the new boat.  We joined the River Hills Marina Club in 2007 and have been members ever since.  The Marina’s informal motto is “the best place on Lake Wylie to dock your boat is at River Hills Marina”, and in my opinion, that’s a solid fact.  Set in Joe’s Cove, just off of the main channel of Lake Wylie, the Marina offers safety and seclusion for its members and their boats, yet we’re 2 minutes from the main body of the lake.  It is also reassuring to know that River Hills Security patrols the landside of the Marina and the docks themselves, keeping a close eye on our valuable watercraft.

Recently, the Marina underwent a significant renovation, creating a new Member Center lounge, providing an oasis for all of us after a day on the lake or just a cool place to go and hang out with friends.  

A few years back, I was elected to the Marina Board of Directors and am currently the President of the Board.  This association with the Marina gives me a unique reference point as I compare our facilities with other Marinas on Lake Wylie.  I’ve seen almost all of them and I can tell you that far and away, we’re the best on the lake.

There’s a lot to be said for River Hills in general – once you drive through the front gate, that becomes evident quickly.  When you add in the incredible resources of the Country Club and the Marina, it is easy to understand why River Hills is a place I love calling home.

-Jake T.

Photos:   Scott S. Clinton, Jake Taylor, Linda Williams, and Unknown
 A vintage photo showing the construction phase of the River Hills Marina

A vintage photo showing the construction phase of the River Hills Marina

Raising Children in the River Hills Plantation


The River Hills Plantation places families in one of the best school districts in the state of SC!   

Both of my children went through all 13 years the Clover school district offers and were fortunate to attend 2 new schools in the process.  Clover school district is always been on the cutting edge of technology for its facilities and keeping up with, and ahead of, the areas massive growth.  The district has always tried to stay below the 20 pupil to 1 teacher ratio.  The schools River Hills neighborhood kids attend are:  Crowders Creek Elementary (built in 2000), Oakridge Middle school (built in 2009), and Clover High School.  The high school has a new applied technology center which was built within the last 5 years and is considered to be state of the art.  Both of my children were accepted into college as a result of great education offered by living in Clover school district.   

There are so many wonderful things about living in River Hills and the education system is the cherry on top!!  It also helps the home values in our area stay consistent with high test scores and results.

-Melanie W

Security in the River Hills Plantation

One of the main reasons we have chosen to live twice in River Hills is the feeling of safety and protection that comes from our having a full time, dedicated security force in the community.  As the world outside of our gates becomes more populated and crowded and “busy”, driving in through the main gate and being greeted by one of our trained professional security officers is a welcoming and calming feeling.  We know that if we need help of any kind, one of these officers will be at our doorstep in minutes, ready to assist in any way he (or she) can.  Our security officers are armed, have the same enforcement capabilities as a deputy sheriff in South Carolina, and are trained medical first responders.

We see the patrol vehicles making their daily rounds, keeping an eye out for anything that does not belong inside of our gates.  If we travel, we know that our house will be checked every day for anything out of place.  If we have guests coming, we know they’ll be greeted well and given directions to our home.  If, heaven forbid, something is wrong at our house, we know that whoever answers the call will  be prepared to deal with what they find.  That’s a comfort that only comes from living in a community that offers the level of professional security we have – that’s the River Hills way.

-Jake T.

River Hills Dog Park

River Hills Dog Park

One of the greatest things about living in River Hills are the amenities.  We have pools, a golf course, garden plots, play ground areas, and even a revolutionary war era cemetery.  One thing, that is often overlooked, is that we are also very dog friendly.  By my estimate, there are close to 300 families that have a four legged family member.